Property Description
Affordable Over-the-Sea Home with Full Waterfront Concession – Saigon Bay, Bocas del Toro
Looking for a waterfront home in Bocas del Toro, Panama that offers both character and value? This charming over-the-sea coastal home in Saigon Bay checks all the boxes: full waterfront concession, on-grid utilities, and spectacular views of the Caribbean and mainland mountains — all just 5 minutes from Bocas Town.
Built in 2014 in the traditional Panamanian style, this three-story home is nestled in the quiet, residential neighborhood of Saigon Bay, offering a rare chance to own over-the-water property with legal concession rights and city services — something very few homes in this category offer.
Home Features
The home includes:
3 stories of open, breezy living space
Ground level: living room, kitchen, and full bathroom
Second floor: first bedroom and second bathroom
Top floor: spacious second bedroom, small kitchenette, and private balcony with bay views
With single wall construction and open-plan design, the home remains naturally cool and airy. The house is comfortable and cozy, with stunning sunset views over Saigon Bay, and is perfectly suited as a vacation home, retirement property, or long-term rental investment.
A unique feature is the wood-fired oven, perfect for baking or hosting small gatherings over the sea. The 376 m² waterfront lot offers room for expansion, and the seller has potential expansion plans ready to share with qualified buyers.
Incredible Views & Coastal Living
Wake up to views of the calm waters of Saigon Bay, and enjoy a lifestyle where paddleboarding, kayaking, and swimming are just steps away from your deck. From the upper balcony, you can watch colorful sunsets, dolphins playing in the distance, and boats cruising by.
Despite its peaceful setting, the home is just a short drive to the heart of Bocas Town, where you’ll find restaurants, cafes, schools, the airport, and all the amenities you need.
⚡ On-Grid Utilities – Rare for Over-the-Water Homes
This is one of the few over-the-sea homes in Bocas del Toro that comes fully connected to city electricity, water, and septic systems—offering modern convenience in a tropical setting.
Currently being used as a long-term rental property, this home also presents great income-generating potential with minimal upgrades or personalization needed.
Whether you’re looking to retire in Bocas del Toro, invest in a legal waterfront home, or finally own an affordable oceanfront getaway, this property offers tremendous value, location, and lifestyle.
Waterfront properties with full concessions and utilities at this price point don’t come along often! Call us now.
Casa Sobre el Agua con Concesión Completa – Saigon Bay, Bocas del Toro
¿Buscas una casa frente al mar en Bocas del Toro con derechos legales y servicios modernos? Esta encantadora propiedad en Saigon Bay, construida sobre el agua, ofrece concesión marítima completa, algo poco común y muy valioso en Panamá.
Ubicada a solo 5 minutos en coche del centro de Bocas Town, esta casa de 3 niveles combina la tranquilidad de una zona residencial con la comodidad de estar cerca de todo.
Características de la Casa
Planta baja: sala, cocina y baño completo
Segundo piso: dormitorio principal y segundo baño
Tercer nivel: segundo dormitorio amplio, pequeña cocina y balcón privado con vistas a la bahía
Diseñada en estilo panameño tradicional, con construcción de pared sencilla y diseño abierto, la casa es fresca y ventilada. Además, ofrece una vista espectacular a la bahía de Saigon y las montañas del continente, ideal para disfrutar del atardecer todos los días.
Incluye un horno de leña, perfecto para cocinar de forma tradicional o entretener a tus invitados. El lote mide 376 m² y ofrece espacio para futuras ampliaciones. El propietario incluso ofrece planos de expansión, disponibles con la compra.
Vida Costera con Servicios Completos
La propiedad tiene conexión a la red eléctrica, agua potable y sistema séptico municipal — algo muy poco común en casas sobre el mar en esta región. Esta comodidad la convierte en una excelente opción para una residencia permanente o propiedad de retiro.
Actualmente, la casa está alquilada como renta a largo plazo, lo que representa una oportunidad de ingresos inmediata para inversionistas.
Excelente Ubicación
Saigon Bay es conocida por su ambiente tranquilo, acceso fácil a la ciudad, y vistas increíbles. Desde tu balcón podrás ver delfines, botes y puestas de sol inolvidables.
No dejes pasar esta oportunidad de adquirir una casa sobre el mar con concesión marítima completa, servicios públicos y potencial de expansión.
PROPERTY CONSIDERATIONS:
| Newer Construction | Room for expansion | Balcony with sunset views | Resort Property | Investment & Income |
| Can walk to town | Full waterfront concession | 376 m² waterfront lot | Sustainable | |
| Architect designed | 3-story over-the-sea home | Coastal Property | Home in Town |
