Your search results

5 Tips for Buying a Rural Property | United Country Real Estate

Posted by abreitenbach on April 26, 2022

5 Tips For Buying a Rural Home

The reasons for purchasing a country retreat are obvious.  The stark difference between living in a busy urban lifestyle and the peace offered by the rural environment makes buying a rural property very attractive.

But just like any other investment, there are better ways to go through the process of purchasing so that you are assured your money won’t go to waste.  Because the complexities of purchasing a house in rural areas can be overwhelming, you should know how you can make your investment worthwhile.

Owning a rural property involves a lot of things from real estate taxes, and even answering some tough questions on both you and your agent’s part.

Tips for Future Rural Property Owners

Living in rural areas can be very beneficial for many, but it is still not for everyone. It’s important to study your options very well so that your experience will be more rewarding.  Take a look at the following tips for buying rural property:

1.  Know your needs and wants

You can easily be attracted to the grandeur of living in the countryside or be allured by the charms of living a rural life.  But, before you jump quickly into investing in a rural property, it is important that you have a solid understanding and foundation of what you really need and want.  

Ask yourself these questions that will help you narrow down your choice and to help you determine if buying rural property is the answer to your needs and wants:

  • What is the ideal location of your rural home, and what setting should it have?
  • Do you want to be located near farmland, in a wooded area, a home on a prairie, or something else entirely?
  • What size of home do you need?  Do you want a smaller or larger home?
  • Do you want a home with a small, average, or large piece of land?
  • What are your short-term and long-term plans for a rural property?
  • Will you use it as a vacation home or your primary residence?
  • Do you plan on using the land for agricultural purposes?
  • What should your living condition be?

2. Know the Area

Before you make sure that the rural property you are planning to buy will be a piece of heaven and the house of your dreams, there are many factors to consider.  This is practically important because you will be living in a community that you haven’t lived in before.

You might not like surprises, so it’s crucial that you get to know the important aspects of the area where your property will be before deciding to buy.  Know the following details about the area:

  • Is it surrounded by farmland or wooded areas?
  • Are there lakes or ponds?
  • Is it near to the town where you can have more convenient access to stores, gas stations, and other needed services?
  • Is it located far from large communities?
  • How far is it to reach grocery stores or health care facilities?
  • How far are you willing to drive to get to the location and places where you buy your needs?
  • What are the food resources in the community?
  • What are the local customs and traditions that you are familiar with?

It would be useful to consider the climate and prevalence of natural disasters in the area as well, so you will be prepared.  You can talk to potential neighbors and other people who are residing in the community. 

Information you will know about the area will be very helpful so that you will know what and what not to expect.

3. Review and consider utilities

When you purchase property in urban areas, you will less likely have issues with utilities because everything is hooked up before the purchase.  However, in buying a rural property, the system is different.  

The process and construction of utilities are different, too.  You can talk and negotiate with the seller of the property about how utilities can be made to suit your needs.  Utilities you should consider include:

  • Septic system for waste disposal:  Having an existing septic system can lower the taxes you will have to pay because properties with no septic systems are the ones that are being billed by municipalities.
  • Well water system:  This will be beneficial for you because you will not need to pay for water from a public water source.  You will be paying for the electricity to run the system instead.
  • Existing power supply: Check the reliability of the power lines and if there is backup power in case of power outages.  Rural homes with solar panels can be a great choice.
  • Heating systems:  Know how the existing heating system is being powered to know how much it costs to run the system.  Know if you can have a solar battery installed to store energy to use when you will need the heating system to run.
  • Telecommunication services:  This is an important part of the property that you should secure because you will need it for emergencies..
  •  Amenities and other structures included in the sale: Existing features and amenities in a rural property are a good choice.  These structures were most likely built for a good purpose, so know what is included in the rural property that you will be purchasing.
    Some structures could include:

    • Benches
    • Bridges
    • Feeders
    • Gates and fences
    • Livestock panels
    • Sheds
    • Various equipment


4.  Maintenance and furnishing costs

You will most likely buy a rural house that is bigger and in a wider area of land when you are thinking of rural property.  Know how much it will cost you to maintain the house and the property as a whole or if you can handle maintaining it yourself.

Likewise, know if there are upgrades that you would like to do on the house and in the landscape. 

Some upgrades that you might consider include repainting, rearranging furniture, purchasing new furniture, and other decorations that you would like to be added.

5. Work with a trusted and knowledgeable realtor

Buying a rural property has its own complexities and working with a realtor who understands and knows how to deal with these complexities is a must. 

This will be especially helpful if it’s your first time purchasing property in rural areas.  Knowledgeable realtors who have dealt with transactions in purchasing rural properties can guide you through the whole process to avoid the pitfalls that you may encounter. 

Here’s how to choose the right agent for agriculture land.

Is Buying Rural Property a Good Investment?

It depends on your wants and needs.  If you know that you will benefit most from buying a rural property, don’t jump right into it.  Consider buying the rural property tips mentioned above to have a more meaningful and worthwhile experience in your investment.

Compare Listings